Group Profile:
Group Name: Just Cool
Project: ONLINE TRUST BANKING SYSTEM
Instructor: Norlini Ramli
Name: KASTURI
Matric No: KJC0870561
HP No: 016-3091157
Email: honeymelon231183@yahoo.com/kjc0870561@mail.pintar.unirazak.edu.my
Name: JEYAPRAKASH
Matric No: KJC0910342
HP No:010-12119521
Email: jay2snoop@yahoo.com/kjc0910342@mail.pintar.unirazak.edu.my
Name: LEE LONG KIAT
Matric No: KJC0870131
HP No: 017-6383890
Email: davilee5137@hotmail.com/kjc0870131@mail.pintar.unirazak.edu.my
Name: MOHD FARID
Matric No: KJC0910388
Email: kjc0910388@mail.pintar.unirazak.edu.my
Meeting Agenda
ONLINE TRUST BANKING SYSTEM
PROJECT
Just Cool
Meeting Agenda
Date: 10 Jun 2010
Date/ Time: Thursday, 3.00pm - 4.00pm
Type / Place: KJ Student Lounge
Reference ID: OTBSM01
1. Concise & decide the project title.
2. Establish the group member & they capability in this project
3. Coarse ideas of team member’s accountability
4. Interview with Stakeholder / Customer
5. Collect the objective & goals of this project.
6. Documentation format
7. Meeting schedule
8. Date, time & place of each every meeting
Meeting Minutes
Just Cool First Meeting
Minutes Meeting
Date: 10 Jun 2010
Date/ Time: Thursday, 3.00pm - 4.00pm
Type / Place: KJ Student Lounge
Reference ID: OTBSM01
Attendees: Kasturi, Farid, JeyaPrakash, Lee Leong Kiat
Not Attending: -
1.Welcoming note
-Welcoming address by our project leader.
-Recheck whether member recheck the project agenda schedule one day before meeting.
-Decide the main project title.
2.Determine group member strength & capability
-Needs feedback from all members on their strength & capabilities
3.Coarse ideas of team member’s accountability
-Collect & list the ideas from all the members
4.Interview with Customer/ Stakeholder
-Collect all the information & needs from customer/ stakeholder.
-Determine the goals, purpose of the system
5.Documentation project
-Determine all the information, research & assign the duties according to member’s strength & capability.
6.Meeting schedule
-Assign and decision the next meeting
-Decide the location and timing.
Just Cool Second Meeting
Minutes Meeting
Date: 17 Jun 2010
Date/ Time: Thursday, 3.00pm - 04.00pm
Type / Place: KJ Library Discussion Room
Reference ID: OTBSM02
Attendees: Kasturi,Farid, JeyaPrakash, Lee Leong Kiat
Not Attending: -
1.Review last meeting summary
-Review all the detail that had been discussed in last meeting.
2.Confirmation all tasks last meeting
-To check whether all the tasks had been given to the team member are complete or not.
3.Requirement review
-Check requirements which elicited from stakeholder are conflict or not.
-Seek for best solution to solve the conflict or unrealistic requirements.
4.SDLC Methodology Select
-Bases on the stakeholder requirement to select the development methodology that suit to our team members.
5.Documentation project
-Determine all the information, research & assign the duties according to member’s strength & capability.
6.Meeting schedule
-Assign and decision the next meeting
-Decide the location and timing.
Software Proposal
ONLINE TRUST BANKING SYSTEM
INTRODUCTION
Online banking system has been around for quite a few years now, but has really only become well-known over the past year or so in particular. Online Trust banking system is new era of internet banking offers an array of different advantages to the user, including: account balances and history including year-to-date information, the ability to transfer money from one account to another and to payees for bill payments, check history, reorders, and stop payments, check credit card balances and statements, complete online loan applications, secure interactive messaging with staff, and much more. Basically allows you to be able to do everything that you can in your regular banking institution, only with the benefit that you can do it all right from the convenience of your own home. Not only is this great because you can be comfortable and have peace of mind knowing that you can keep track yourself of all your banking issues, but as well it allows for more ease because you never have to worry about rushing out and making it to the bank.
OBJECTIVE
The aim of this project is to develop a secured online banking system with the following objectives:
• Create a banking system that is easily accessible by customers from the comfort of their homes, offices etc.
• Reduce the flow of human traffic and long queues at banks
• Reduce the time wasted in going to banks to stay on queues.
• Promote efficient and effective banking for the banks by focusing on those services that still require physical presence at the banking hall.
PURPOSE
The main goal of the system is to automate the process carried out in the bank with improved performance and realize the vision of paperless banking. Some of the goals of the system are listed below:-
Manage large number of customer details with ease.
Manage all details of the student who are registered with the bank and send appropriate details about latest policy of the bank to each of its customer.
Create customer account and maintain its data efficiently and effectively.
View all the details of the customer.
Create a statistical report to facilitate the finance department work.
Activities like updating, modification, deletion of records should be easier.
BUSINESS NATURE
Trust online banking system allows you to quickly and easily review your account balances and history, transfer money between any two of your online-enabled accounts, view your account statements, pay your bills through our industry leading bill payment service, and perform several other convenient online services.
PROBLEM STATEMENT
The problems and limitations associated with manual banking procedures as witnessed in most banks today, complied with the problems associated with the existing application programs even much more in the presence of serious technological advances aimed at improving information system. This is activities aimed at shedding light upon the need for improvement in accounting activities and the means of achieving its efficiency, effectiveness, reliability and success promising future.
Internet banking identifies a particular set of technological solutions for the development and the distribution of financial services, which rely upon the open architecture of the Internet. With the implementation of an Internet banking system, the banks maintain a direct relationship with the end users via the web and are able to provide a personal characterization to the interface, by offering additional customised services.
SCOPE• SYSTEM SCOPE
All the users that register accounts and credit card in bank.
• PROJECT SCOPE
The project’s aim is to automate the system, pre-checking the addition of all required material and automatically process the transactions used in banking. The standard is to creation of an account and its all particular viewpoint. The data used by the system is stored in a database that will be the centre of all information believed about the customer and the base for the balance of the process after first signing up been made. This enables things to be basic and greatly quickened, making the jobs of the involved people easier. It supports the recent process but centralizes it and makes it likely for decisions to be made earlier and easier way.
Able to communicate and control with customer relation service and finance department to update, confirm, observe, approve and control any account process that demand by user.
The banking system has also changed adequately, with the changing times. Today, you need not visit your bank to conduct most of your banking transactions. Computer technology has made virtual banking possible and it is actually becoming a very popular way of banking. In online banking, you can transfer money, get or alter your account information, pay your bills, order debit cards or checks and even apply for a bank loan at the click of a mouse. The online services would not be the same with all banks.
SYSTEM CAPABILITIES
Online banking solutions have many features and capabilities in common, but traditionally also have some that are application specific.
The features fall broadly into several categories
Transactional (e.g., performing a financial transaction such as an account to account transfer, paying a bill, wire transfer... and applications... apply for a loan, new account, etc.)
Electronic bill presentment and payment - EBPP
Funds transfer between a customer's own checking and savings accounts, or to another customer's account
Investment purchase or sale
Loan applications and transactions, such as repayments
Non-transactional (e.g., online statements, check links, co browsing, chat)
Bank statements
Support of multiple users having varying levels of authority
Transaction approval process
Wire transfer
By online banking also can see
Current account
Enhanced Telephone
Guide to E-payments
Mobile banking
Online lenders
On-line and off-line
SMS Banking
Telephone banking
USERS
Applicant that registered with bank invests by any single account, product and service with Trust Bank
The applicants are public from all level age.
Business Benefits
Online banking is becoming much more common. Pay your bills online and access a record of your checking account transactions online. Online banking is a great feature, and most banks do offer it. Online banking makes everything you do with your finances a bit easier. You can access the information anywhere that you have access to the Internet. It makes your financial life much easier to manage.
1. Pay Your Bills Online
Use online banking to pay your bills. This will eliminate the need for stamps and protect from the check being lost in the mail. Most banks will have a section in which you set up payees. You will need to fill out the information once, and then you can simply choose that profile every time you pay a bill online.
2. View Your Transactions
Online banking allows you to access your account history and transactions from anywhere. This is the quickest way to check and see if a transaction has cleared your account. This can help you to find out the amount of a transaction after you have lost your receipt. It also allows you to find out about unauthorized transactions more quickly.
3. Transfer Money between Accounts
Online banking also allows you to transfer money between accounts much more quickly. It is more convenient than using the automated phone service, and can save you a trip to the bank. When you apply or set up your online banking, be sure that all of the accounts you have at the bank are listed. This will make it easier to transfer money and make loan payments online.
4. Protect Yourself Online
It is important to be careful when banking online. You do not want your safety or privacy to be breached.
